What we do

If you're a company director, a freelancer, a landlord, or earning income outside PAYE, HMRC requires you to file a Self Assessment tax return each year. Done well, it's an opportunity to plan your tax position. Done badly — or late — it costs you in penalties, interest, and missed reliefs.

Fine Accountancy prepares and files your return: collating income sources, applying every relief and allowance you're entitled to, calculating your tax position clearly, and submitting before the deadline.

Who this is for

Company directors taking a salary and dividends. Sole traders and freelancers. Landlords with rental income. Investors with capital gains or dividend income above the allowance. Anyone who has been told by HMRC to file a return — or who isn't sure whether they need to.

Common issues we solve

• Returns filed late, attracting £100 (and growing) in penalties

• Allowable expenses, reliefs, and allowances missed

• Income split between salary and dividends structured inefficiently

• Surprise tax bills with no plan to fund the payment

What to expect

You send us your income details, expenses, and any relevant documents — we'll give you a clear checklist so nothing's missed. We prepare your return, walk you through it in plain English, and file it on your behalf. Before submission, you'll know exactly what you owe (or what's coming back) and when it's due.

We also flag any planning opportunities for the year ahead — small changes that can meaningfully reduce next year's bill.

How we charge

Self Assessment is a fixed fee based on the complexity of your return — simple director returns, sole trader, landlord, or multi-income packages. Agreed upfront, with no creeping extras.