What we do

Compliance accounting tells HMRC what happened last year. Performance analysis tells you what's happening now — and what to do about it. This is where the real value sits: we don't just file numbers, we help you read them.

Fine Accountancy produces monthly management accounts with the commentary, ratios, and visualisations that turn a balance sheet into a decision-making tool. You get a clear view of revenue, gross margin, overhead, cash position, and the KPIs that matter most for your business.

Who this is for

Business owners and senior leaders who want to run the business by the numbers — not by gut feel — and who don't have an in-house finance team to make that possible. If you're growing past the point where a year-end conversation is enough, this is what comes next.

What we look at

• Revenue mix and customer concentration

• Gross margin by product, service, or segment

• Overhead trends and cost-base drift

• Working capital, cash conversion, and runway

• Profitability against budget and prior period

What to expect

Each month you receive a concise pack — typically 3 to 6 pages — with the headline numbers, the trends behind them, and a short written commentary highlighting what's worth your attention. We then meet (in person or by video) to walk through it together and answer questions in plain language.

The aim is not to overwhelm you with data. It's to give you the few things that should change your behaviour this month.

How we charge

Management reporting is charged as a fixed monthly fee. Pricing depends on the complexity of your reporting and the level of commentary you need.