What we do

Most businesses operate without a real plan — only a vague sense of where they're heading and a hope that the numbers will work out. They usually don't. The businesses that consistently outperform are the ones that plan, track, and adjust.

Fine Accountancy builds the budgets, forecasts, and scenario models that make forward planning real. Annual budgets you can hold yourself to. Rolling 13-week cash-flow forecasts that show what's coming. Scenario models that answer 'what happens if...' before you commit.

Who this is for

Founders raising investment who need credible projections. Owners managing through a growth phase who can't afford to run out of cash. Senior teams making capital-allocation decisions — hiring, equipment, expansion — and wanting to model the consequences first.

What we build

• Annual budget tied to your strategic objectives, broken down by month and department

• 3-year strategic financial plan with revenue, cost, and headcount projections

• 13-week rolling cash-flow forecast updated weekly or fortnightly

• Scenario models for hiring decisions, pricing changes, or new revenue lines

What to expect

We start by understanding the business — your objectives, your constraints, what's driving cost and revenue today. We then build a model in collaboration with you, walk through the assumptions in plain English, and refine it together until it feels like your plan rather than ours.

Going forward, we update the model on whatever cadence makes sense — monthly for budget tracking, weekly for cash-flow during tight periods, ad-hoc when major decisions need modelling.

How we charge

Budgeting and forecasting can be a one-off project (build the plan, hand it over) or an ongoing service (build and maintain). Both are quoted as fixed fees agreed before work begins.